annuity ne demek?

An annuity is a type of investment product that is designed to provide a regular stream of income to an individual or a couple during their retirement years. An annuity works by allowing an individual or couple to make regular payments to an insurance company in exchange for a guaranteed income stream that is usually paid out monthly or annually. There are different types of annuities available in the market, including fixed, variable, immediate, and deferred annuities. Fixed annuities offer a guaranteed rate of return while variable annuities are linked to the performance of a stock market index. Immediate annuities begin paying out immediately after the purchase, while deferred annuities can be purchased earlier and begin paying out at a future date. Annuities can provide a valuable source of retirement income, but they are not suitable for everyone and should be carefully considered before making a purchase.